enetkoMultiTool Hub
Marrëveshja Ligjore dhe Kushtet e Përdoruesit

Kushtet e Shërbimit

Data e hyrjes në fuqi: 19 shtator 2026 • Versioni 1.0 (Beta Publike)

Njoftim i Rëndësishëm: Vetëm për Qëllime Informuese dhe Edukative

Të gjitha llogaritjet, projeksionet matematikore, planet e amortizimit të kredive, detajimet tatimore dhe vlerësimet financiare të prodhuara nga enetko ofrohen rreptësisht vetëm për qëllime të përgjithshme informuese dhe edukative.

✓Dobi Informuese: Mjetet tona ofrojnë vlerësime të bazuara në formula matematikore dhe të dhënat e përdoruesit.
✓Asnjë Marrëdhënie Këshillimore Fiduciare: Përdorimi i këtij sajti nuk përbën këshillim financiar, investimi, kontabiliteti ose ligjor.
✓Konsultim profesional: Gjithmonë konsultohuni me një CPA të licencuar, profesionist tatimor ose këshilltar financiar përpara se të merrni vendime financiare detyruese.
✓Dispozitë "siç është": Softueri ofrohet në bazë "siç është", pa garanci; përdoruesit inkurajohen të verifikojnë rezultatet.

Kontrata kryesore detyruese në anglisht: Për të ruajtur saktësinë e rreptë ligjore në 54 gjuhë, marrëveshjet tona zyrtare të Kushteve të shërbimit dhe Politikës së privatësisë publikohen më poshtë në anglishten kanonike. Përmbledhja e lokalizuar më sipër ofrohet për qartësi informative.

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By accessing or using enetko ("the Service", "we", "us", "our"), you confirm that you have read, understood, and agreed to be bound by these Terms of Service. The Service is created, owned, and operated by individual developer Kostiantyn Shynkaruk (Lviv, Ukraine; official contact: [email protected]). If you do not agree with any part of these terms, you must discontinue use of the Service immediately.

2. No Financial, Tax, or Legal Relationship

  • Financial calculations (such as mortgage monthly payments, PMI, loan amortization, compound growth) depend heavily on statutory formulas and user-entered assumptions that may not reflect individual credit profiles, lender underwriting requirements, fees, or local escrow rules.
  • Tax calculators (such as VAT, Sales Tax, and GST) provide statutory baseline estimates and do not account for individual tax deductions, exemptions, nexus thresholds, or local municipality surcharges.
  • You must always consult a licensed financial advisor, Certified Public Accountant (CPA), or qualified legal professional before entering into binding commercial contracts, mortgage agreements, or tax filings.

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To the fullest extent permitted by applicable law, in no event shall enetko, its authors, maintainers, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or inability to use the calculators, including but not limited to calculation errors, financial losses, tax penalties, or reliance on mathematical projections.

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The Service may provide links to third-party reference sources (such as official statutory tax authority websites, IRS, HMRC, ATO, CRA). We have no control over and assume no responsibility for the content, accuracy, or privacy practices of any third-party websites.

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We reserve the right to modify these Terms of Service at any time. Continued use of the Service following any revisions constitutes your acceptance of the updated terms.

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Any dispute, controversy, or claim arising out of or relating to these Terms or the breach, termination, or invalidity thereof shall be submitted to the exclusive jurisdiction of the competent courts of Ukraine.

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